Terms and Conditions

THE LOVERS COLLECTIVE GROUP PROGRAM AGREEMENT

Effective Date: March 15, 2026

Parties: GINNY MUIR ginny@ginnymuir.com (“Coach”) and YOU (“Client”)

INTRODUCTION

This is an Agreement between GINNY MUIR, (“Coach”) and YOU, (“Client”) for group coaching services. This Agreement has been reached after an offer and acceptance was made to Client and in exchange for adequate consideration.

GINNY MUIR is a coach who provides individuals with education, strategies and support to help them deepen and improve relationships with self and others. GINNY MUIR offers a 3-month group coaching course to help Clients become more relationally skillful, break existing patterns and become more intimately familiar with themselves, THE LOVERS COLLECTIVE (Tier 1 and Tier 2).

The purpose of the Program is to teach Clients new ways of looking at relational challenges, provide frameworks for healthier relating, and offer strategies for self-awareness and self-regulation, and also to form a coaching relationship between the Coach and the clients in the Group Program. This will be done through weekly Zoom calls and interactions between the Coach and Client throughout the Term of this Agreement.

Through rendering payment, you ("Client") agree to the following terms in their entirety:

2. TERM

This Term of this Agreement shall be three months, from April 1, 2026 (“Start Date”) to June 30, 2026 (“End Date”).

3. DISCLAIMER + COACHING DEFINITION

For the purposes of the Program, the Coach is not a psychiatrist, psychologist, therapist, medical doctor, or one-on-one coach for the Client. Client understands that coaching is working with the Coach to help Client think through and analyze decisions and assist Client with finding his/her own direction. The Coach may offer her opinion regarding decisions, but it is the responsibility of Client to make the final decision and choose the best option for him/herself.

Coaching Services defined: The Coach is a relationship coach, who offers the following Coaching Services as part of the Group Program: assisting Client to discover his/her own relational wounds and the resulting strategies and patterns, providing guidance for improving challenging dynamics and taking ownership over nervous system health and regulation, and offering frameworks for healthy and more satisfying relationships with self and others.

Coaching Services do not include: 1) therapy sessions in the form of psychotherapy, psychoanalysis, or behavioral therapy; 2) trauma resolution, or 3) coaching of, accurate understanding of or diagnosis of any person not present inside the Program. For members in Tier 1, Program does not include in-depth one-on-one Coaching Services.

Client hereby acknowledges that relationship and life coaching are subjective services and Coach’s methods to provide this service may change in terms of style and/or technique. Coach may use her personal judgment to provide the Program services to Client, even if these methods do not follow strict adherence to Client’s suggestions.

Client hereby acknowledges that Client is solely responsible for the amount and type of results that Client generates by implementing techniques and advice provided by Coach. Client also acknowledges that he/she is solely responsible for any decision to change the status of any of his/her personal relationships and indemnifies Coach from any liability regarding said decision. Similarly, Client also agrees that he/she is solely responsible for any personal decision and indemnifies Coach from any liability regarding said decision.

4. COACH’S RESPONSIBILITIES

Coach promises to offer Coaching Services (as defined in Section 3) as part of the coaching Program. Coaching Services include (for both Tier 1 and Tier 2 participants): twelve (12) 90-minute group coaching sessions via Zoom, which will take place each week during the Term of this Agreement. Coach will also provide an Online Course Portal with educational support materials, such as workbooks and/or video modules, to assist the Client in better understanding the techniques and strategies discussed in the weekly calls. The Coach also agrees to provide an unmonitored WhatsApp space for community connection between calls. All individualized coaching will happen during the calls themselves. For Tier 2 participants, Program includes three (3) one-on-one or two-on-one 75-minute sessions; to be scheduled by the Client once per month during the Program.

5. CLIENT’S RESPONSIBILITIES

Coach’s Program has been developed for educational purposes only. Coach has established her proprietary Program in order to educate and inspire Client to pursue his/her personal goals. However, Client hereby acknowledges that Coach does not guarantee Client’s goals, whatever the goals may be, will be reached by completing and implementing the advice and techniques in the Program. Client accepts and agrees that Client is 100% responsible for his/her results from the Program. Client acknowledges that, as with any investment, there is an inherent risk associated. As such, Client agrees there is no guarantee that Client will attain his/her goals by simply completing the Program.

Nevertheless, Client acknowledges that he/she can optimize her potential results from the Program by adhering to the following:

Thoughtful and meaningful participation in all group coaching calls with Coach;
Application of Program material, frameworks and techniques, accessed in the modules inside of the course portal, in day-to-day relating;
Utilization of community support in the WhatsApp group;
Committing to the Program;
Attending each coaching call at the scheduled date and time;
Taking 100% responsibility for Client’s results, 100% of the time.

6. RESCHEDULING POLICY

A big component of success is discipline and commitment. In order to achieve optimal results under this Program, Client should commit to the schedule as follows:

Tier 1 of this is a three-month (2-month) Program, consisting of twelve (12) weekly ninety-minute (90-minute) group coaching calls. Calls will be recorded and uploaded to the Online Course Portal within 24 hours. Tier 2 includes the aforementioned, plus three individual calls.
Coach understands that sometimes, “life happens.” However, Coach does not provide “make-up calls” to any Group Program clients that are absent for a weekly group call, nor any refunds or discounts for Client’s failure to attend any call or complete any portion of the Program. Tier 2 individual client calls may be rescheduled with 48 hours’ notice. If all three calls are not used by the end of the Program, they are null and void.

7. REFUND POLICY

All sales are final for this course. Due to the inherent nature of educational programs and the electronic transmission of same, there are no refunds.

8. PAYMENT & FEES

Client has two payment options to purchase the Program: A) a one-time fee, due in-full before the Start Date; or B) a three-month payment plan, outlined below. NOTE: A partial payment of one installment of the payment plan shall be treated as a commitment to pay the entire fee for the Program. By submitting a partial payment, Client understands that he/she is contractually bound to make all payments in the timeline outlined in Section 8(B). Client hereby agrees to pay in accordance with one of the following plans:

A. ONE-TIME FEE:

Tier 1: One (1) payment of one thousand one hundred and XX/00 US Dollars ($1100.00 USD), which is due immediately upon signing and execution of this Agreement. No Coaching Services shall commence under any circumstances until full payment is rendered by Client;

Tier 2: One (1) payment of two thousand three hundred and XX/00 US Dollars ($2300.00 USD), which is due immediately upon signing and execution of this Agreement. No Coaching Services shall commence under any circumstances until full payment is rendered by Client;

B. PAYMENT PLAN:

Tier 1:

Three (3) payments of four hundred and XX/00 US Dollars ($400.00 USD) totaling one thousand two hundred and XX/00 US Dollars ($1200.00 USD), which shall be paid in accordance with the schedule below in order to avoid late fees;

The first payment of $400.00 is due immediately upon signing and executing this Agreement;

The second payment of $400.00 is due within thirty (30) days of the Start Date of this Agreement;

The final payment of $400.00 is due within sixty (60) days of the Start Date of this Agreement;

Late Fees – Coach understands that, from time to time, there are issues with payment. All payments must be received by Coach within ten (10) days of the due date for that installment. Any payments not received within 10 days of their due date shall be subject to a late fee of $25.00 USD. Any payments not received within 15 days of their due date will result in Client’s breach of this Agreement and may result in termination of Coaching Services.

Tier 2:

Three (3) payments of eight hundred and XX/00 US Dollars ($800.00 USD) totaling two thousand four hundred and XX/00 US Dollars ($2400.00 USD), which shall be paid in accordance with the schedule below in order to avoid late fees;

The first payment of $800.00 is due immediately upon signing and executing this Agreement;

The second payment of $800.00 is due within thirty (30) days of the Start Date of this Agreement;

The final payment of $800.00 is due within sixty (60) days of the Start Date of this Agreement;

9. TERMINATION

Coach is committed to providing quality service to all Clients. However, from time to time, situations arise that require the Coach to terminate the Agreement before the Term ends. As such, Coach reserves the right to terminate the Agreement “for cause” at any time during the Agreement, which includes, but is not limited to, the following causes: 1) Client fails to follow Program guidelines; 2) Client is abusive or harasses Coach or other members of the Program; 3) Client refuses to pay or does not pay within the schedule outlined in Section 8 above; 4) Client proves to be difficult to work with; or 5) for any other legitimate business purposes in the best interest of Coach. If any of the following causes trigger Coach to terminate the Agreement, Client is still liable to pay the entire cost of the Agreement.

Client dissatisfaction with Coach’s subjective teaching style, independent judgment, methods, or other techniques are not valid reasons for termination of this Agreement or request of any monies returned to Client. Even if Client does not complete all portions of the Program, Client is nevertheless responsible for all payments due and owed under this Agreement by making the first payment of the Program at checkout and executing this Agreement.

10. CONFIDENTIALITY, INTELLECTUAL PROPERTY, LIMITED LICENSE

Confidential Information -

GINNY MUIR takes pride in her proprietary information included in each Program. As such, Client agrees and acknowledges all Confidential Information shared through this Program and by the Coach is confidential, proprietary, and belongs exclusively to GINNY MUIR.

“Confidential Information” includes, but is not limited to:

Any systems, sequences, processes or steps shared with Client;
Any information disclosed in association with this Agreement;
Any printed, written or recorded material in connection with the Program or GINNY MUIR’s coaching practices.

Group Container -

From time to time, participants in the group Program may share sensitive, personal or otherwise confidential information. By participating in this Program, Client understands and acknowledges this, and agrees to keep all information discussed as part of the group Program (amongst other Program participants) confidential.

Testimonials -

Coach also agrees to protect Client’s Confidential Information. However, from time to time, GINNY MUIR may use general statements about Client’s success as social proof and part of her marketing strategy. By signing this Agreement, Client agrees to Coach sharing Client’s success stories as testimonials on Coach’s website and/or social media.

Intellectual Property -

This Program, content and products contain intellectual property owned by GINNY MUIR. This Agreement is intellectual property owned by GINNY MUIR Other examples of intellectual property found on our website and within our products and Services include, but are not limited to: trademarks, service marks, layout, logos, business name, design, text, written copy, certain images, podcast recordings, videos, audio files, and all of our paid products (collectively referred to as “Intellectual Property”). You shall not copy, publish, transmit, transfer, sell, create derivative works from, reproduce, or in any way exploit any of the Intellectual Property owned by GINNY MUIR described within this Section in either whole or part without prior written consent.

Limited License -

GINNY MUIR grants only a limited, personal, non-exclusive and non-transferable license to Client to use the Intellectual Property for your personal and internal business use. You acknowledge that any and all products or Services that you download are for your own personal and internal business use. You shall not copy, reproduce, transmit, modify, edit, create derivative works from, alter, sell, or share with others any products or parts of the Program without prior written consent or unless provided otherwise.

If the Client is also a business owner in a similar industry, Client must not misappropriate any of Coach’s intellectual property and proprietary information in the following manner:

Teaching Client’s personal clients any of the information, methods, solutions, or formulae owned by Coach and passing it off as his/her own;

Copying any of Coach’s course material for Client’s personal use;

Copying, publishing, transmitting, transferring, selling, creating derivative works from, reproducing, or in any way exploiting any of the Intellectual Property owned by Coach in either whole or part without prior written consent.

11. INDEMNIFICATION / LIMITATION OF LIABILITY

Client hereby acknowledges that Coach is not liable for any injuries that may arise from Client’s personal decisions based off of his/her participation in this program, including but not limited to: a decision to reveal or withhold sensitive information in a relationship, stay in a relationship, leave a relationship, seek further treatment, any of Client’s relationship decisions, any of Client’s financial decisions. Client hereby agrees to indemnify and hold harmless GINNY MUIR of any claims that may arise after participation in the Program.

12. MISCELLANEOUS

A. Amendments - We reserve the right to amend this Agreement from time to time. Any amendments must be agreed in writing and executed by both parties.

B.Headings & Severability - Headings are included for convenience purposes only and shall not affect the construction of this Agreement. If any portion of this Agreement is held to be unenforceable, it shall not affect the remaining portions of the Agreement, which shall remain in full effect. If any portion of this Agreement is held to be unenforceable, then the unenforceable portion shall be construed in compliance with applicable law in a light most favorable to the original intentions of the parties. If the unenforceable portion of the Agreement is found by a competent court of this jurisdiction to be contrary to law, then it shall be changed and interpreted to best reflect the original intentions of the parties, and all other provisions shall remain in full force and effect.

C.Entire Agreement - This Agreement reflects the entire agreement between the parties. This Agreement trumps any other existing negotiations, communications or Agreements between the parties, whether written, oral, or electronic, and is the full extent of the Agreement between the parties.

E.Governing Law - GINNY MUIR is located in the United States and is subject to the applicable laws governing the United States. The governing law for this agreement is the laws of Georgia.

F.Arbitration - Any disputes arising under this Agreement shall first be resolved through a binding arbitration.

G.Execution - This Agreement may be signed in counterparts. Signatures sent via facsimile and electronic signatures shall be deemed valid.

THE LOVERS COLLECTIVE GROUP PROGRAM AGREEMENT

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